A Seattle mortgage company has been ordered to pay more than $1 million for violating Idaho’s mortgage and financial fraud laws.

An Idaho district judge found that Access Mortgage committed aggravated and serious violations of Idaho’s laws, including originating loans without a mortgage loan license on more than 400 occasions, mostly in Boise and north Idaho.

“The court’s findings and entry of a million dollar plus money judgment against Access Mortgage sends a clear message to the mortgage industry that financial fraud and unlawful practices will not be tolerated in Idaho,” said Gavin Gee, the director of the Idaho Department of Finance, which brought the lawsuit against the company.

The $1 million penalty will go to the Department of Finance, and revert to Idaho’s general fund next July.

Access Mortgage will also need to repay an elderly couple $27,000 for not providing them with required notices concerning closing costs on a mortgage they obtained from the company.

Read more on the settlement at the Department of Finance’s website.